A.P. Reid's Group Insurance Programs:

Automotive Trades Association
Empire Company Limited
Grinners
IPOANS
Michelin
Advantage VIP
TIANS

Special Programs - Grinners Exclusive Programs

Home & Auto
Restaurants
Estate Saver
Life Interruption

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Restaurants

The Grinners Insurance Program has been specifically designed to cover the unique needs of franchisees in the Grinners System. The key features of the program include:

• Replacement cost on Building and Equipment
• The broadest Food Spoilage Coverage Available
• Loss of Business Income
• Employee Dishonesty
• Flood and Earthquake
• Sewer Backup
• Equipment Breakdown
• Expanded Theft Coverage
• Contingent Business Interruption

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