A.P. Reid's Insurance Products:

Automobile Insurance
Personal Property Insurance
Personal Umbrella Insurance
Life Insurance
Medical Insurance
Travel Insurance
Marine Insurance
Business Insurance

Personal Umbrella Insurance - General Information

You already have insurance for the everyday - your home, car, cottage and boat. But there's more to your everyday: your quality of life, assets and reputation. Having a claim is not the time to find there are gaps in your insruance.

Think Personal Umbrella. It provides an extra layer of protection to you and your family.

Personla umbrealla Features

• Legal liability protection if you are sued for causing bodily injury or property damage.
• Up to $5 million in additional liability limits available - over and above your auto and property insurance.
• Libel, slander and defamation of character coverage.
• Pays for your legal defence and expenses if an insured claim is not covered by your other insurance.
• Covers loss of earning if you incur this expense at your insurance compaies request (i.e time off work to prepare a defence.)
• Worldwide coverage - take Personal Umbrealla with you... wherever you go!

Personal Umbrella is ideal for:

• Home or Condominium owners
• Owners of cottages, rental properties, boats, snowmobiles.
• Well established individuals.
• People who:
- are active in their communities.
- volunteer for school field trips or outings with their children's friends.
- car-pool
- are volunteers/directors of non-profit organizations, including condominium corporations.

Call us today and one of our experienced local insuarnce advisors will be happy to meet with you to assess your individual needs and tailor a Share our Home Insurance Program solution to you!