A.P. Reid's Insurance Products:
Automobile Insurance - Definitions
Click on the 'insurance term' below for an in-depth definition and explanation.
• SEF 44, Family Protection Endorsement
• Accident Benefits
• Collision
• Comprehensive
• All Perils
If you are carrying All Perils, it means that you are carrying both Collision and Comprehensive with one common deductible. All Perils coverage is often less expensive that Collision and Comprehensive purchased separately, as the Comprehensive deductible is usually higher.